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@Cadbury_Moose@wandering.shop

2026-09-19 20:13 UTC

@edavies@functional.cafe This moose had Visa and Mastercard from Barclays, back in the day, plus a current account I only used for the odd paper cheque... they cancelled the current account for inactivity, and subsequently turned the Mastercard into another Visa. Now the Halifax is finally being engulfed by Lloyds and turning _their_ Mastercard into a Visa one. I don't need three of the buggers! Might switch Halifax to another Building Society/Bank. (I don't do Apps, iPhone is for calls, SMS and 2FA.) 3:O((>

Replies (1)

  • @edavies@functional.cafe 2026-09-19 20:52

    @Cadbury_Moose@wandering.shop Similar story. Had Visa and Mastercard from Barclays back when lots of shops only took one or the other (kids these days wouldn't believe … up hill both ways, etc). Now both Visa. Savings in a building society which got eaten by another one (IIRC) which then got eaten by Barclays and became a savings account which spawned a couple of ISAs (still not clear on why it made sense to have two ISAs, but whatever) which all got closed for lack of activity despite my popping into a branch to ask them to keep them open and were a major hassle to reactivate and get my money back into usable form. Two cards is handy, though: one in wallet for day-to-day use and the other at home for online transactions and as a spare in case of wallet loss. But, yes, not much point in a third. As you say, iPhones are for calls, SMS and 2FA. Never connected mine to any Apple account, particularly after I noticed that it was “helpfully” uploading my Notes stuff to my ISP's mail server via IMAP. I sort of trust Apple not to be malicious (more than I trust Google, but that's not saying much) but I don't trust them to make what they're doing, albeit with good intentions, clear in the UI. Also the phone is very handy for web browsing - I use mine a lot for tracking buses. https://bustimes.org Life in rural Scotland for people who've stopped driving would be a lot more stressful not knowing when/whether buses are coming along.

    Open ##4768912