It's honestly so sad you'd make that comparison. I've lost accounts to scammers as a teen and I've been mugged, and I can tell you that only one of those experiences had any kind of lasting effect on me. I think it's important to remember that we're talking about a teen's discord account with absolutely nothing valuable on the line at all. They can make a new account and go on with their lives. This experience may even help them avoid falling for a scam later in life that could have actual consequences for them. This is the digital equivalent of falling of your bike and skinning your knee.