Their own graph illustrates how bullshit their own argument is: In the text they are comparing taxes without interest at “less than $200,000” (aka as $197.000 or “almost $200.000” if the author weren’t a ghoul) with benefits without interest at $730.000, without mentioning interest/inflation adjustment at all. Since taxes were paid decades before the benefits will be received, their accumulated interest is going to be much higher, which is illustrated well by the graph. If the graph can be trusted, then with interest the break even point of contributions/benefits happens at 82 or 83 years of age. The usa life expectancy is 79 years. So according to their own data, the average boomer will have contributed more than they will receive. And that is with the current regressive taxation scheme, where high earners contribute less.